Welcome to Athena Insurance and Financial Services

Our Agency was founded in 1996 in the town of San Andreas California.  San Andreas is a small rural community just East of Stockton.  Today our Agency provides insurance services to seven States. These State are Arizona, California, Idaho, Iowa, Nevada, Oregon and Texas.

We offer a full line of Insurance services including 'specialty' insurance policies. And, we also have preferred packaged policies with discounts such as senior discounts, multi policy discounts and many more. Do not be fooled by the fancy television commercials that say they will do the shopping for you because most of the time they they only write for one company and will have to send you down the road for you to get the competitors insurance and guess what?  Yep... you have to answer all those questions again. Not with us! We have dozens upon dozens of companies to compare "and we can write with the companies we quote"

Broker fees? We do not charge broker fees on any of our Admitted personal lines business such as Auto, Home, Life and Health.  Even better... we do not charge fees for making policy changes at your request. Changes such as adding or deleting drivers, automobile changes or for the issuance of insurance identification cards. See! It pays to stay with us! When you determine you would like us to re-shop your insurance...just let us know. We will not charge you a fee to move your insurance to a new carrier. (a new application and verification of updated information is also necessary)

Again, tired of getting bombarded with requests to quote from Marketing Companies that are not even Agents or Brokers? Do away with it... we have the markets and the expertise, charge no broker fees as stated above and can actually write your insurance for you if you qualify.  Besides, the scary part of buying from some "internet marketing" company is this!  What happens when you call and the marketing company is hmmm gone?

We are licensed by all those States mentioned. Check us out! Please!  www.insurance.ca.gov. Our California license number is 0588228. National Producer number is 2709340.

This is why we maintain such a high degree of Customer loyalty.  We earn it! 

Many people like to call and speak to our Agents or representatives for answers to specific questions and we welcome you to do the same.  We have a toll free number too! 888-299-1870.

A little or alot, one policy or many! We are here to help. Wtih Athena Insurance and Financial Services you get an Agency that can provide professional services for virtually all of your insurance needs.

If you would like to send up your policies via U.S. mail for review:

Athena Insurance and Financial Services
P.O. Box 390
Pine Grove CA 95665

(over night deliveries 13773 Eaton Road, Pine Grove CA 95665)

Well ...that is about it for now. Feel free to browse the site and let us know if you have any questions.

"Make the Wise Choice and Have Peace of Mind "

Athena News   

01/24/2012  Site is under reconstruction.

Hi. Welcome to Athena News. My name is Steve Valencia the owner founder and broker of Athena Insurance and Financial Services.  For my client's I say hang in there buddies and budettes.  The economy has been brutal but keep the faith, make the adjustments and let's review your insurance needs to see if we can save you money on your insurance.

For Homeowners we have Allied Insurance. Allied has a great package discount for combining Auto, Home, Single Family Dwelling and Recreational vehicles. In most instances it is well worth the investment of time.  Be prepared to have your information ready when you call and we can go thru a fact finding process with you to see if you qualify.

Taking applications for licensed and experienced Agents

Please note the States that we are licensed in before submitting your resume.  You can mail your resume C/O Athena Insurance and Financial Services, P.O. Box 390, Pine Grove CA 95665 or Fax to 209-223-3227.  If you prefer to email send it to steve@athenainsurance.com.  You must have at least five years of "verifiable" experience, be up to date with continuing education and pass a background investigative check.

Looking to acquire existing Agency in Sacramento, San Joaquin, San Francisco and other metropolitan areas.

If you know of any insurance agencies seeking to find a buyer please contact Steve Valencia at 209-23-1870. Size of book should be at a minimum 3m and upper most to 20m. 

Health Insurance

Listen up folks! We are spending a great deal of money to provide you with a Health Quoting Engine second to no one!  Please take advantage of it today. With this quoting engine you can shop all kinds of individual and family health plans for only the following States: Arizona, California, Nevada and Texas.

It is way easy and way cool. You can actually choose or sort by deductible or price or company and have the program put the plans side-by-side. Oh! The Way Cool thing... kids ya know?   lol  That was Laugh Out Loud for the non-texting folks.

Food Insurance

We have built a new site called www.UnitedStatesFloodAgent.com   We are a recommended flood agent to the NFIP.  Feel free to as for a no obligation quote. Remember... "we" do not charge fees for quoting or for writing your flood insurance.  If you want to change brokers it is fairly easy just let us know and we will show you how.

Contractor Insurance

This is huge. We have added another ten carriers to our portfolio. I know... where is the work right? We are working on that too. For many of our existing Contractor Client's you know we have been investing in another project. That project is an International Contractor Search Engine.  It will work very similar to a Builders Exchange when completed.  Stay tuned.  The site is located at www.AmericanContractorExchange.com.  We hope to get all of our Clients enrolled for free and to host a web site for them to boot!  The site is being developed by an affiliate company S Valencia International. More to come by May.

Other Projects to expand

We have been waiting for the economy to improve in order to centralize our Agencies Management systems and take on new agents in various agents throughout California and the other six States. Must of the to do will be dependent on the State of the Economy and we ask you to help. Please tell a friend about our insurance services. We do appreciate those of you that have been referring clients to us.

Taking applications for licensed and experienced Agents

Please note the States that we are licensed in before submitting your resume.  You can mail your resume C/O Athena Insurance and Financial Services, P.O. Box 390, Pine Grove CA 95665 or Fax to 209-223-3227.  If you prefer to email send it to steve@athenainsurance.com.  You must have at least five years of "verifiable" experience, be up to date with continuing education and pass a background investigative check.

Homeowner, Secondary Homes, Rental Properties and Vacant Dwelling Insurance

(To open and close the panels Click on the Titles)

It just makes sense to have a qualified representative with virtually all type of insurance that can see the bigger picture. After all... it's your financial future. Just because the "other" guy cannot or does not have the number of carriers or product lines to assist you does not mean you have to "settle" for anything but the best.

Would you like to ask a question of on of our qualified representatives? Call 209-223-1870 and ask to speak with an advisor today.

PRIMARY HOME

Name		E-mail		Date of Birth
Phone		Fax
Property Address		City		State and Zip code
Square Footage		Deductible		Any claims in 3 years* dates
Number Stories		Liability limit		Currently insured?*
Year Built		Roof Material		Do you have a dog? If yes what are the / is the breed?*
Within 1000' fire hydrant?		Roof Age		Do you have any large animals like horses? *
Within 5 miles Fire Dept.?		Heat Type		Do you own secondary homes?
Name of Fire Department		Wood Stove?		Do you have an umbrella? If so for how much?
Decking square footage		Garages		Number of cars
Comments	* Please explain
	Enter Security Code:

 

SECONDARY HOME

Name		E-mail		Date of Birth
Phone		Fax
Property Address		City		State and Zip code
Square Footage		Deductible		Any claims in 3 years* dates
Number Stories		Liability limit		Currently insured?*
Year Built		Roof Material		Are there dogs? If yes what are the / is the breed?*
Within 1000' fire hydrant?		Roof Age		Any large animals like horses? *
Within 5 miles Fire Dept.?		Heat Type		Do we insure the Primary home?
Name of Fire Department		Wood Stove?		Do you have an umbrella? If so for how much?
Decking square footage		Garages		Number of cars
Comments	* Please explain
	Enter Security Code:

RENTAL PROPERTIES -  (single family units up to four units)

Dear Prospect, please use this form for a quote request on single family structures of up to four units. If you will be using one of the units as your primary residence please state so in the comments section below. In some instances you can package all your rentals on a single policy. If you need a review of your insurance policies we will be glad to help.

Name		E-mail		Date of Birth
Phone		Fax		Number of Units
Property Address		City		State and Zip code
Square Footage		Deductible		Any claims in 3 years* dates
Number Stories		Liability limit		Currently insured?*
Year Built		Roof Material		Are there dogs? If yes what are the / is the breed?*
Within 1000' fire hydrant?		Roof Age		Any large animals like horses? *
Within 5 miles Fire Dept.?		Heat Type		Do we insure the Primary home?
Name of Fire Department		Wood Stove?		Do you have an umbrella? If so for how much?
Decking square footage		Garages		Number of cars
Comments	* Please explain
	Enter Security Code:

VACANT PROPERTIES

Content

Name		E-mail		Date of Birth
Phone		Fax		Number of Units
Property Address		City		State and Zip code
Square Footage		Deductible		Any claims in 3 years* dates
Number Stories		Liability limit		Currently insured?*
Year Built		Roof Material		Are there dogs? If yes what are the / is the breed?*
Within 1000' fire hydrant?		Roof Age		Any large animals like horses? *
Within 5 miles Fire Dept.?		Heat Type		Do we insure the Primary home?
Name of Fire Department		Wood Stove?		Do you have an umbrella? If so for how much?
Decking square footage		Garages		Number of cars
Comments	* Please explain
	Enter Security Code:

Farm and Ranch ( see Farm tab above)

Commercial Properties (see Business Tab above)

For a free no obligation personal automoble quote complete the following information. Please note coverage is not bound. 

RECREATIONAL VEHICLES OF ALL KINDS

This area is under construction.

"Make the Wise Choice and Have Peace of Mind "